Stuart Homes under $400,000

Stuart Homes under $400,000

Welcome to Stuart, Florida – a charming coastal gem nestled in Martin County that perfectly blends small-town charm with vibrant coastal living. Known as the “Sailfish Capital of the World,” Stuart offers residents and visitors an array of outdoor activities, from fishing and boating to enjoying the stunning beaches along the Atlantic Ocean. With its picturesque waterfront, historic downtown, and lush parks, Stuart is a community that embraces both nature and culture.

For those looking to make Stuart their home, you’ll be pleased to discover an impressive selection of homes available for under $400,000. Whether you’re a first-time homebuyer, a retiree seeking tranquility, or a family looking for a welcoming neighborhood, Stuart’s real estate market has something for everyone. From cozy single-family homes to charming townhouses, these properties offer a perfect blend of comfort and affordability without sacrificing quality of life.

Imagine waking up to the gentle sound of waves and the warm Florida sunshine streaming through your window. With a diverse range of homes in desirable neighborhoods, you can enjoy easy access to local amenities, including boutique shops, delightful eateries, and top-rated schools. Plus, the nearby natural beauty of the St. Lucie River and the Atlantic coastline provides endless opportunities for adventure and relaxation.

In Stuart, you’re not just buying a home; you’re investing in a lifestyle filled with sunshine, community spirit, and endless possibilities. Come explore the affordable homes in this idyllic city and discover why so many are choosing to call Stuart their forever home. Your dream home awaits!

Newest Stuart Homes under $400,000

6051 SE RIVERBOAT Drive Unit 821, Stuart
$225,000
2 Beds ⋅ 3 Baths ⋅ B26087269 MLS ⋅ River Pines BLDG.
Enjoy the Florida lifestyle in this spacious 2-bedroom, 2.5-bath, two-story townhouse offering 1,288 square feet of comfortable living space. The home features a large private patio, perfect for relaxing, entertaining, or enjoying the Florida sunshine. Located along the shores of the Intracoastal, this welcoming, pet-friendly community offers resort-style amenities including a community pool, pickleball and tennis courts, and a scenic community boardwalk leading to a fishing pier and kayak/paddleboard launch area. The community completed a mansard roof renovation in 2023, adding to its updated appeal. With no age restrictions, this is a wonderful opportunity to enjoy waterfront community living and an active South Florida lifestyle.

6051 SE RIVERBOAT Drive Unit 821, Stuart
3109 SE Amherst Street, Stuart
$400,000
3 Beds ⋅ 2 Baths ⋅ B26087045 MLS ⋅ Golden Gate Of Stuart BLDG.
Welcome to this charming and beautifully updated 3-bedroom, 2-bathroom home located in the desirable Golden Gate community of Stuart, offering NO HOA fees and an exceptional combination of comfort, privacy, and convenience! Situated on a generous 0.14-acre lot, this inviting residence features a thoughtfully remodeled interior, impact windows throughout, and a desirable split-bedroom floor plan that provides both functionality and privacy. The home's tasteful updates create a fresh, welcoming atmosphere, while its versatile layout is ideal for comfortable everyday living and effortless entertaining. Originally constructed with a frame structure, the home also features a CBS addition completed by a previous owner, offering a combination of construction styles. Step outside and discover your own private backyard retreat, complete with full fencing, beautiful mature trees, and plenty of space to relax, entertain, garden, or enjoy the Florida sunshine. The spacious yard provides a peaceful setting with natural shade and added privacy, while the generously sized driveway accommodates approximately four vehicles, offering excellent parking flexibility for residents and guests alike. Location is everything! Ideally situated just one block from the scenic St. Lucie River and approximately 5.3 miles from Stuart Beach, this property places some of the Treasure Coast's most desirable attractions within easy reach. Enjoy convenient proximity to Martin County Airport, Sailfish Splash Waterpark, shopping, dining, boating, and the vibrant waterfront atmosphere of historic Downtown Stuart. Whether you're searching for a primary residence, seasonal retreat, or investment opportunity, this beautifully updated Golden Gate home offers an exceptional opportunity to enjoy the best of the Stuart lifestyle with NO HOA restrictions or fees!

3109 SE Amherst Street, Stuart
5714 SE Windsong Lane Unit 327, Stuart
$269,900
2 Beds ⋅ 3 Baths ⋅ B26086952 MLS ⋅ Emerald Lakes BLDG.
MOVE-IN READY! Just Bring Your Toothbrush! This beautifully updated, fully furnished townhome offers the perfect blend of comfort & style. Featuring 2 spacious en-suite bedrooms and 2.5 bathrooms, this home has been remodeled downstairs with a stunning kitchen! Enjoy your own private, fenced patio—perfect for relaxing or entertaining. Two convenient parking spaces are right outside your door. Full-size washer and dryer are included, and the home comes furnished as seen, making your move effortless! Emerald Lakes is a highly desired gated community close to the beach, shopping, and restaurants. Enjoy the community pool or challenge friends to a game of tennis. Whether you're looking for a full-time residence, vacation getaway, or seasonal retreat, this home is ready for you to enjoy! This one will sell fast! Call listing agent today for a private showing!

5714 SE Windsong Lane Unit 327, Stuart
1800 SE Saint Lucie Boulevard Unit 9-105, Stuart
$275,000
2 Beds ⋅ 2 Baths ⋅ M20057220 MLS ⋅ Conquistador Condo BLDG.
Enjoy Golf Course and Sunset views from your large, enclosed (740 square feet) patio. This first floor, easily accessible condo (no lobby entrance required) is a rare find in Conquistador as kitchen granite island faces out to the courtyard. It is updated to a high standard, granite on all countertops, tiled bathrooms, ALL the windows are impact, W/D in unit. There is a smart free thermostat controlled from your phone. Community has large active clubhouse, 3 pools, gym, tennis, pickleball, bocce, shuffleboard, fishing pier, dog park, game room, kayak and paddleboard storage, and is next to Martin County Golf Course. Five-minute drive to beaches, hospitals,shops and resaturants.

1800 SE Saint Lucie Boulevard Unit 9-105, Stuart
4837 SE ISABELITA Avenue, Stuart
$369,999
3 Beds ⋅ 2 Baths ⋅ B26086824 MLS
Welcome to this charming 3-bedroom, 2-bath CBS home, built in 2017, offering approximately 1,194 square feet of living space in Stuart! Featuring an open floor plan, high ceilings, impact glass windows, a metal roof, and an inviting kitchen with white cabinetry and stainless-steel appliances. Enjoy the covered front porch, spacious yard with mature palm trees, and a backyard storage shed, perfect for extra storage. No HOA! Conveniently located near schools, parks, shopping, dining, and major roadways. Schedule your private showing today!

4837 SE ISABELITA Avenue, Stuart
1800 SE Saint Lucie Boulevard Unit 7-201, Stuart
$199,000
2 Beds ⋅ 2 Baths ⋅ M20057157 MLS ⋅ Conquistador Condo BLDG.
Discover Conquistador, a desirable 55+ community conveniently located in Stuart! This 2 bedroom, 2 bath condo is updated on the second floor with impact glass. The kitchen features granite countertops and opens to the main living area, creating an inviting space for everyday living and entertaining. Pet lovers will appreciate being in one of the community's select pet-friendly buildings! Enjoy an active Florida lifestyle with access to waterfront activities including kayaking, paddleboarding, and fishing. Residents also enjoy an impressive selection of amenities, including swimming pools, a clubhouse, fitness center, tennis and pickleball courts, and numerous social activities. Ideally situated just minutes from historic downtown Stuart, beautiful beaches, restaurants, shopping, and Cleveland Clinic. Experience low-maintenance living in a community that offers recreation, convenience, and an exceptional Stuart location!

1800 SE Saint Lucie Boulevard Unit 7-201, Stuart
4760 SE Bywood Terrace, Stuart
$79,000
2 Beds ⋅ 2 Baths ⋅ M20057215 MLS ⋅ Pine Lake Gardens BLDG.
Spacious 2/2, Living room, Dining room plus den, lanai, New AC, oven and newly painted.

4760 SE Bywood Terrace, Stuart
4800 SE Federal Highway, Stuart
$128,000
2 Beds ⋅ 2 Baths ⋅ B26086490 MLS
Enjoy affordable living in Natalie Estates, a 55+ community in Stuart. This 2 bedroom, 2 bath home features a spacious layout and large screened lanai. NO LAND LEASE. HOA is 220 per month and includes cable, water, trash removal and all the amenities of the clubhouse. Conveniently located near beaches, shopping and dining. Start living that Florida lifestyle today!

4800 SE Federal Highway, Stuart
3139 SW Otter Lane, Stuart
$309,900
2 Beds ⋅ 3 Baths ⋅ B26086169 MLS
Welcome home to this move-in ready 2/2.5 townhome ideally located in beautiful Stuart! This beautiful home offers a comfortable layout with plenty of space for everyday living. The kitchen, overlooking the light-filled living room, features granite counters, stainless steel appliances and stylish tile backsplash. The adjacent dining room could also be used as a family room to suit your lifestyle. Upstairs you'll find two master bedrooms, giving you the flexibility to choose the one that best fits your needs. A loft provides the perfect area for second floor living or flex space. Recent improvements include new a/c, fresh interior paint and new carpet. Fantastic location in a peaceful neighborhood close to great schools, shopping and entertainment. Do not miss this beautiful home!

3139 SW Otter Lane, Stuart
1053 NW TERRACE Road, Stuart
$385,000
3 Beds ⋅ 2 Baths ⋅ B26085828 MLS
Opportunity awaits with this home featuring classic terrazzo flooring and plenty of potential. Property offers an opportunity to renovate and personalize to your own taste. Bring your vision and transform this home into a beautiful space. Conveniently located in Stuart with access to nearby shopping, dining parks and are amenities. Schedule your showing and explore the possibilities.

1053 NW TERRACE Road, Stuart
2460 SW Versailles Terrace, Stuart
$265,000
3 Beds ⋅ 2 Baths ⋅ M20057185 MLS ⋅ St Lucie Falls BLDG.
1994 PALM HARBOR HOME LOCATED NEXT TO GREENBELT AREA FOR MORE PRIVACY FEATURES 3 BEDROOM SPLIT PLAN. IMMACULATE HOME W/ SPACIOUS CABINETS. MORNING ROOM OFF KITCHEN AND UTILITY ROOM NEXT TO IT INDOORS. FRENCH DOORS TO SCREENED PATIO AT REAR OF HOME THAT HAS A WHEELCHAIR RAMP AND PARTIALLY FENCED YARD. APPLIANCES ARE ABOUT 7 YEARS OLD, HOT WATER HEATER AND ELECTRIC BOX OUTSIDE UPDATED 2026. NEW PLUMBING UNDER HOUSE 2019, NEW COATING ON ROOF 2026 ARE JUST A FEW OF UPGRADES IN HOME. ACTIVE COMMUNITY WITH 2 POOLS, 2 CLUBHOUSES, PICKLEBALL, TENNIS. HOME SOLD "AS-IS" WITH RIGHT TO INSPECT. YOU MUST MAINTAIN YOUR OWN LAWN.

2460 SW Versailles Terrace, Stuart
5313 SE Jennings Lane, Stuart
$299,000
3 Beds ⋅ 3 Baths ⋅ B26085550 MLS
Welcome to this well maintained 3 bedroom, 2.5 bath townhome in Martins Crossing. This spacious 2 story home features an attached 1-car garage, 2nd floor laundry area, and backs to a peaceful nature preserve. Enjoy community amenities including a pool, clubhouse and tennis. Roof replaced in 2025. Conveniently located near I-95, downtown Stuart, shopping, dining, and area beaches.

5313 SE Jennings Lane, Stuart
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